|Finding the right home at the right price is just one part of a home sale or purchase. Jeanie Elliott Inc. REALTORS, ABR, ALHS, CHMS, SRES, SFR, BPOR, M.S. BUSINESS is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call me today at 972-612-2277 (Direct) if your needs include a professional REALTOR® ready for the business side of buying and selling.|
What closing costs should you expect?There are certain standard fees linked to closing the sale of a house. These expenses are usually split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Texas to help guide you through your process.
Closing costs that are tied to financing (Details)
Taxes you may be responsible for at closing (Details)
Transfer Taxes and Recording Fees
At closing, these fees are often due (Details)
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Sellers: As we get through the details of your transaction, I'll not only work to get the optimal sales price, but I'll also campaign for lower closing costs. And once we've arrived at an agreement, I'll walk you through the closing costs so you know exactly what you're paying for.
Buyers: If you're buying a property in Denton County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not shocked when you show up at the closing table. I'll be glad to go over the GFE with you, answering your questions and highlighting any estimates that seem unusual.